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Consumer Law

Debt Collectors

Our firm’s FDCPA lawyers are experienced in representing victims of unfair debt collection. If you receive calls from bill collectors, debt collectors, creditors, or anyone trying to collect a debt from you, even if the debt is actually or partially owed, you may be entitled to compensation if the debt collector or collection agency is acting inappropriately. These actions may violate federal laws like the Fair Debt Collection Practices Act or the powerful North Carolina state laws like the North Carolina Debt Collection and the North Carolina Collection Agency Act.

North Carolina has some of the best protections in the country for individuals against harassment or other unlawful activities by debt collectors and collection agencies. Debtors are not only entitled to receive actual damages due to inappropriate phone calls but can recover statutory damages of up to $4,000.00 per violation. If unlawful, each phone call, email, text, billing statement, or letter by the collection agency can be construed as a separate violation.

Some typical instances where you might have a claim for unfair debt collection include:

If this, or something similar, has happened to you, we may be able to help. All unfair debt collection consultations with our FDCPA lawyers are free of charge. We also accept these cases contingently so that you pay no attorney fees unless you recover something. Visit our contact page for information about the closest Maginnis Howard location to you.