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Protect Your Rights Blog

telephone call
Consumer Law

Telephone Consumer Protection Act Regulations 

With the increase in unsolicited and unregulated phone calls and text messages being made, action was required. This led to the Telephone Consumer Protection Act (TCPA) becoming a law. Regulations have been put in place to control the type of calls that they are allowed to make and to whom.

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cybersecurity
Consumer Law

Evolve Bank Data Breach Affecting Millions

In May 2024, Evolve Bank & Trust published a notice, identifying a significant data breach arranged by the LockBit ransomware group. This breach affects over 7.6 million people, including Evolve employees, their personal banking customers, and customers of its financial technology partners. The information accessed includes names, Social Security numbers, bank

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desk with clock
Employee Rights

Understanding Unpaid PTO

Unpaid PTO refers to time off from work that an employee takes without receiving their regular wages during the absence. Employers must establish clear, comprehensive, and consistent PTO policies compliant with federal and state labor laws. These policies should be detailed in the employee handbook and communicated to employees. What

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Handshake with contract
Consumer Law

First Advantage Corporation: Managing Background Check Errors

First Advantage Corporation allegedly violates multiple regulations regarding background checks. This includes failure in report delivery and inaccuracies in reporting outdated information.  Who is First Advantage Corporation  Founded in 2003, First Advantage Corporation  is a global provider of background screening and identity solutions with their headquarters located in Atlanta, GA.

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cars at dealership
Consumer Law

TD Auto Finance: Everything You Need to Know

From flagging customers on late payments that have been paid or failing to inform customers about incomplete payments, TD Auto Finance has found itself in numerous lawsuits with claims of improper credit reporting. This is causing customers’ credit ratings to drop a significant amount, putting job and housing situations at

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Motor Vehicle Collisions

North Carolina Mobility Scooter Collision Attorneys

Mobility scooters are a common transportation aid for individuals with temporary or permanent disabilities. Similar to electric scooters, which are particularly prevalent in big cities, mobility scooters increase vulnerability of their users  in the event of a collision due to their limited safety features. In addition, these vehicles are compact

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a person viewing banking information on a cell phone
Consumer Law

Are You Paying Illegal Interest Rates to Upgrade or Prosper?

If you are paying more than 16% interest on an Upgrade or Prosper personal loan, contact our consumer protection attorneys today. The rise of financial technology (fintech) has brought a flood of new companies operating differently from standard banks. Companies like Upgrade, Inc., and Prosper Marketplace are two of the

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car keys being handed over
Consumer Law

How Much Can LoanMart Charge in Interest?

Taking out a loan of any kind comes with risks, fees, and interest. However, not all loans are equal, and not all lenders are trustworthy. State laws aim to protect us from predatory lenders who utilize short-term loans at high interest rates to profit off a consumer’s emergent need for

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