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Charlotte Car Accident Attorneys

Charlotte, North Carolina, is one of the fastest-growing metropolitan areas in the United States. From 2022-2023, the population grew by more than 15,000 residents. Unfortunately, a higher concentration of people means more opportunities for car accidents. In 2023, there were 32,932 car crashes in Charlotte, resulting in 105 fatalities. If you are involved in a greater Charlotte area car accident, contact a Charlotte personal injury attorney to ensure you file your case within the statute of limitations. An attorney can best represent you as you go through the healing process and help you get the best settlement possible.

At Maginnis Howard, we provide free, detailed consultations to individuals injured in automobile accidents. During the consultation, our intake staff will ask you for as much information about the crash as you can provide, including documentation.

Cases We Handle

There are various ways and reasons someone may get into a car accident. Some of the most common types of automobile accidents include: 

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6842 Carnegie Blvd.

Suite 100

Charlotte, NC 28211

What to Do After an Accident

Immediately after a car accident, it can be hard to think clearly about what you need to do. Regardless of severity, many people involved in car accidents experience initial shock that can affect decision-making. Therefore, knowing what to do before an accident occurs is essential. Here are the recommended steps to take if a negligent driver hits you:

  1. Stop your car in a safe location. If possible, move your vehicle to the shoulder or off of the main road. This is for your safety and that of others. You may avoid further damage to your vehicle and allow traffic to pass.
  2. Call the police to receive medical attention and make a report. Depending on the severity of your injuries, you may need to visit an emergency room or urgent care. Health and safety always come first, so seeking medical attention immediately is the priority. Some injuries may not seem severe at first but can worsen as time goes on.
  3. If you do not require immediate medical attention, gather the other drivers’ information and that of any witnesses. It is not only important to get contact and insurance information from the driver or drivers involved in the wreck, but it’s also crucial to collect witness information. Witnesses can confirm your story later in the legal process.
  4. Take photos and video- as much documentation as you can collect.
  5. Contact our experienced Charlotte car accident attorneys.

When to Hire an Attorney

Knowing when to get a lawyer for your car accident can protect your rights and ensure you receive fair compensation. If you suffer any injuries, your car has severe damage, or a disagreement about who is at fault, an attorney can walk you through the complexities. By consulting with a lawyer early in the process, you can gain advice on how to proceed and improve your chances of a favorable outcome. Additionally, personal injury cases take time and effort to pursue. Hiring a lawyer to handle the case on your behalf gives you more time to focus on recovering from your injuries.

What Attorneys Cost

Hiring an attorney can significantly improve your chances of getting more out of insurers. However, a popular misconception about personal injury lawyers is that they are too expensive due to out-of-pocket costs. Maginnis Howard Charlotte does not charge any upfront costs, and you don’t pay at all unless we make a recovery on your behalf. Our contingency fee arrangement is structured to make our services accessible to more people and help them get the payment they deserve.

Liability in Car Accident Cases

In any car accident case, the primary concern is whether the other driver can be held responsible for the incident. This involves investigating whether they broke any safety laws or acted recklessly. In some cases, such as rear-end collisions, the other driver’s liability is evident. However, in some other cases, determining liability may require the assistance of expert witnesses, such as accident reconstruction engineers and human factors professionals. During your first meeting with your attorney, he or she will explain the different types of liability and how they apply to your particular case.

Contributory Negligence

An additional obstacle in proving liability is North Carolina’s contributory negligence rule. North Carolina is one of just four states that follows this antiquated principle, and it applies to all personal injury cases in the state. According to this rule, if the injured person somehow contributed to their injuries through negligence, they are not entitled to compensation. This rule is quite strict; even with some exceptions, insurance companies often use it against the injured party. If you are found to be even 1% at fault for your own injuries, you could be denied compensation. This is great for the insurance companies but completely unfair to those who are injured. Our attorneys have decades of experience getting the compensation clients deserve despite this harsh section of our state laws.

Statute of Limitations

The statute of limitations on a Charlotte car accident case is generally three years. There are a few rare exceptions, but it is important to file as soon as possible after you are involved in a crash to ensure the statute of limitations doesn’t run out before you can pursue your case in court.

Personal Injury Damages

In most car accident cases, one of the most critical aspects is assessing the damages. This means evaluating all of the harm the crash causes in your life. In North Carolina, damages that might be recoverable in most car accident cases include compensation for:

  • past and future medical and pharmaceutical costs
  • past and future lost wages/lost income
  • past and future physical pain and mental suffering
  • permanent injury and disability
  • permanent scarring

In cases involving egregious conduct, such as drunk driving, “punitive damages” may also be available. These damages punish the reckless driver.

Insurance Coverage

Most automobile insurance policies in North Carolina include four types of personal injury insurance coverage. The first is no-fault medical payments coverage, which pays for medical bills resulting from the accident, regardless of who was at fault. The second type is automobile liability coverage, which pays for injuries to a third party if the insured driver caused the accident due to negligence. If a driver’s negligence injured you, you would typically file a claim against their liability coverage for compensation.

North Carolina policies include underinsured (UM) and uninsured (UIM) motorist coverage. If you get hit by an uninsured driver or someone who flees the scene, your UM coverage will help you. You can file for personal injury damages for car accidents from your automobile insurer. UIM coverage can supplement your compensation if the other party doesn’t have enough liability coverage to cover all your damages.

Why Hire Maginnis Howard

After a car accident, hiring a lawyer can be incredibly helpful in making sure you get the compensation you deserve. Lawyers can handle all the complex legal and insurance issues, ensuring you don’t get lowball offers from insurance companies. They know how to document your case properly and can accurately assess the full extent of your damages, including medical bills, lost wages, and pain and suffering. Having a lawyer is even more critical if there’s a dispute about who was at fault or if the accident was severe. They’ll gather evidence, build a strong case, and fight for your rights. With a Charlotte car accident attorney by your side, you can focus on recovering while they handle the legal complexities for you. 

Visit our case results page to see how we have helped clients across the southeastern United States. We specialize in personal injury matters and have attorneys licensed in several states.

Skilled Charlotte Car Accident Attorneys

Maginnis Howard is an established Charlotte law firm that offers a contingency fee arrangement to those injured in an accident. This means that you are not required to pay any attorneys’ fees unless we recover a settlement or verdict for you. To schedule a consultation with our Charlotte car accident lawyers and learn more about our services, please visit our contact page.

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