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Personal Injury

Charlotte Car Accident Attorneys

If you are involved in a Charlotte car accident, it is crucial to seek immediate medical attention. Once you have received proper medical treatment, it is advisable to speak with a Charlotte personal injury attorney. An attorney can best represent you as you go through the healing process and ensure you get the best settlement possible.

At Maginnis Howard, we provide free, detailed consultations to individuals injured in automobile accidents. During the consultation, we discuss the three major aspects of any car accident case.

Liability

In any car accident case, the primary concern is whether the other driver can be held responsible for the incident. This involves investigating whether they broke any safety laws or acted recklessly. In some cases, such as rear-end collisions, the other driver’s liability is evident. However, in other instances, determining liability may require the assistance of expert witnesses, such as accident reconstruction engineers and human factors professionals.

In some legal cases in North Carolina, an additional obstacle to overcome is called the “contributory negligence“. According to this rule, if the injured person somehow contributed to their injuries through negligence, they are not entitled to compensation. This rule is quite strict; even if there are some exceptions, insurance companies often use it against the injured party. Our attorneys explain the concepts of negligence and contributory negligence in detail during the first client meeting.

Personal Injury Damages

In most car accident cases, one of the most critical aspects is assessing the damages. This means evaluating how you have been harmed due to the crash. In North Carolina, damages that might be recoverable in most car accident cases include compensation for (1) past and future medical and pharmaceutical costs, (2) past and future lost wages, (3) past and future physical pain and mental suffering, (4) permanent injury and disability, and (5) permanent scarring. In cases involving egregious conduct, such as drunk driving, “punitive damages” may also be available. These damages are given solely to punish the reckless driver.

Insurance Coverage

Most automobile insurance policies in North Carolina include four types of personal injury insurance coverage. The first is no-fault medical payments coverage, which pays for medical bills resulting from the accident, regardless of who was at fault. The second type is automobile liability coverage, which pays for injuries to a third party if the insured driver caused the accident due to negligence. If a driver’s negligence injured you, you would typically file a claim against their liability coverage for compensation.

North Carolina policies include underinsured (UM) and uninsured (UIM) motorist coverage. If you get hit by an uninsured driver or someone who flees the scene, your UM coverage will help you. You can file for personal injury damages for car accidents from your automobile insurer. On the other hand, UIM coverage is meant to supplement your compensation if the other party doesn’t have enough liability coverage to cover all your damages.

Skilled Charlotte Car Accident Attorneys

Maginnis Howard is a Charlotte law firm provides a contingency fee arrangement to those injured in an accident. This means that you are not required to pay any attorneys’ fees unless we recover a settlement or verdict for you. To schedule a consultation and learn more about our services, please visit our contact page.