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Consumer Law

Fair Credit Reporting Act (FCRA) FAQs

The Fair Credit Reporting Act (FCRA) ensures that you receive fair and accurate consumer reporting and that your privacy as a consumer is protected. Companies that fail to comply with FCRA’s requirements can face actual damages, statutory damages, and, in some cases, punitive damages.  What Does The Fair Credit Reporting

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Collection Calls After a Bankruptcy Discharge

Filing a Chapter 7 petition for bankruptcy can be a difficult experience. However, there remains a huge benefit for you that offsets the frustration, embarrassment, and emotional strain of bankruptcy called a “discharge”. Also known as a “fresh start”, bankruptcy discharge means creditors can no longer harass you with collection

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