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Consumer Law

The Servicemembers Civil Relief Act (SCRA): A Comprehensive Guide

As a service member, you’re asked to put your life on hold for weeks, months, and sometimes years. But what happens to your financial obligations back home while you’re away? The Servicemembers Civil Relief Act (SCRA) provides legal and economic protections to active-duty servicemembers to ensure their livelihoods are secure while away. Who

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Can I Sue for PTSD After a Car Accident?

Car accidents are traumatic events that can have long-lasting physical, emotional, and psychological effects on those involved. While broken bones heal over a period of months, Post-Traumatic Stress Disorder (PTSD) is a commonly overlooked consequence of motor vehicle accidents that can last a lifetime. About Post Traumatic Stress Disorder PTSD is

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Consumer Law

What to Know About False Advertising Claims

False advertising is a deceptive and unethical marketing technique that aims to manipulate consumers into purchasing products or services based on misleading or exaggerated claims. In today’s fiercely competitive marketplace, businesses often resort to these deceitful tactics to gain an edge over their rivals. Knowing the various types of false

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two people viewing bills and a computer
Consumer Law

What Do Patients Want You to Know About AccessOne MedCard?

AccessOne is a private debt financing company specializing in out-of-pocket healthcare costs. The South Carolina-based company markets itself as an “empathetic” alternative to traditional financing options, but some patients describe the operation as unscrupulous and predatory. AccessOne was founded in 2002 by Russell Salton, a physician and former insurance company

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Consumer Law

Understanding the Most Common Charter Spectrum Complaints

Among the prominent providers in the United States, Spectrum (the brand name of Charter Communications) has emerged as a significant player, offering a wide range of telecommunications services to millions of customers nationwide. The brand was introduced to North Carolina in 2014, and as of this article’s publishing, it has

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someone using a phone and laptop to look at online banking account
Consumer Law

What You Can Do About Unauthorized ACH Withdrawals

Many consumers use Automatic Clearing House (ACH) withdrawals for effortless and time-effective monthly bill pay. An ACH payment securely transfers funds and requires the permission of the account holder to do so. If you put your bills on autopay, you will have signed an agreement in some form that allows

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two people sitting reviewing bills in a kitchen
Consumer Law

What is Midland Credit Management?

What is Midland Credit Management? In This Article Midland Credit Management (MCM) is a subsidiary of Encore Capital Group, an international finance company that buys and collects debts. Midland was founded in 1953 in Kansas and has its current headquarters. After 70 years in business, the company has earned a

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close up picture of a final notice
Consumer Law

What is IQ Data International?

IQ Data International, Inc. is a legitimate Washington-based debt collector specializing in multi-family residential properties. Management companies hire IQ Data to collect outstanding debts from tenants. The company was established in 2003 and formerly operated under the name RentCollect Global. Assurant, Inc, the corporation’s parent company, is an international insurance

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a person on the left handing keys to the person on the right who is signing a contract, a miniature house sits in the background
Consumer Law

Homebuyer Beware: What to Know About Valon Mortgage, Inc.

Maginnis Howard is not affiliated with Valon Mortgage. We are a consumer protection law firm investigating possible unlawful practices by large corporations. Valon Mortgage is a Phoenix, Arizona-based mortgage lender that operates in all fifty states. The company, founded in 2019, has over 200 employees and handles more than $5

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