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Consumer Law

I Got a Letter from Wells Fargo- What Now?

Maginnis Howard is investigating Wells Fargo for potential violations of federal and state consumer protection laws. Starting in late 2023, the company began sending letters to current and former customers informing them that they were mistakenly enrolled in financial products and services they never requested. If you received a letter

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Consumer Law

Daedong-USA, Inc. (Kioti Tractor Division) Data Breach

Daedong-USA, Inc. and its Kioti Tractor Division notified consumers that an unauthorized party accessed personal information starting on January 23, 2024. The Kioti Tractor data breach wasn’t discovered until October 31, 2024. Background Daedong-USA is a subsidiary of Daedong Industrial Co., Ltd., that is headquartered in Wendell, Wake County, North

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final notice debt collector
Unfair Debt Collection

Fighting Unfair Debt Collection by Portfolio Recovery Associates

Portfolio Recovery Associates (PRA) is one of the largest debt collectors in the United States. Based in Norfolk, Virginia, PRA was established in 1996 as purchaser of consumer debts from large companies. Over it’s nearly 30 year history, the company has faced several large-scale lawsuits and class actions regarding their

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Consumer Law

3 Important Complaints about Midland Credit Management

Midland Credit Management (MCM), a subsidiary of Encore Capital Group, is an international finance company that has amassed thousands of online complaints. After 70 years in business, the company is notorious for employing unfair and allegedly illegal tactics for debt collection. It has faced many lawsuits, and consumers allege their

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social security breach
Consumer Law

Billions of Records Exposed in National Public Data Breach

National Public Data (NPD) is a data company that performs background checks for businesses and investigators. According to its website, the searches include criminal records, vital records, Social Security Number traces, and more. Despite its duty to protect confidential personal information, NPD recently announced a staggering breach of consumer data. 

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data breach
Consumer Law

Understanding Data Breaches: Insights & the HealthEquity Incident

Your personal information should always be secure, and in today’s digital age with the rise of data breaches, safeguarding your data has never been more essential. Companies must take every possible precaution to protect your personal information. If they fail to do so, customers may have the right to seek

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telephone call
Consumer Law

Telephone Consumer Protection Act Regulations 

With the increase in unsolicited and unregulated phone calls and text messages being made, action was required. This led to the Telephone Consumer Protection Act (TCPA) becoming a law. Regulations have been put in place to control the type of calls that they are allowed to make and to whom.

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cybersecurity
Consumer Law

Evolve Bank Data Breach Affecting Millions

In May 2024, Evolve Bank & Trust published a notice, identifying a significant data breach arranged by the LockBit ransomware group. This breach affects over 7.6 million people, including Evolve employees, their personal banking customers, and customers of its financial technology partners. The information accessed includes names, Social Security numbers, bank

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Handshake with contract
Consumer Law

First Advantage Corporation: Managing Background Check Errors

First Advantage Corporation allegedly violates multiple regulations regarding background checks. This includes failure in report delivery and inaccuracies in reporting outdated information.  What is First Advantage Corporation  Founded in 2003, First Advantage Corporation is a global leader in background screening and identity solutions, with its headquarters based in Atlanta, Georgia. Each

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cars at dealership
Consumer Law

TD Auto Finance: Everything You Need to Know

From flagging customers on late payments that have been paid or failing to inform customers about incomplete payments, TD Auto Finance has found itself in numerous lawsuits with claims of improper credit reporting. This is causing customers’ credit ratings to drop a significant amount, putting job and housing situations at

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