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Consumer Law

How to Check Your Credit Report

How to Check Your Credit Report for Errors Key Takeaways Checking your credit report regularly is the best way to monitor your financial health. Visit AnnualCreditReport.com for free copies of your reports from the three major bureaus. Trouble saving your reports? Download our free guide for more detailed instructions. If

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Consumer Law

What to Know About First Advantage Background Checks

What to Know About First Advantage Background Checks Key Takeaways Consumers allege First Advantage background checks have cost them valuable opportunities. The Fair Credit Reporting Act protects your right to a fair and accurate background check. If your background check has errors that cost you a job or housing opportunity,

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Consumer Law

Reported Deceased on a Credit Report? Here’s What to Know

Reported Deceased on a Credit Report? Here’s What to Know Key Takeaways When you are marked as deceased on a credit report, your financial health, both present and future, are jeopardized. Inaccurate credit reports can result from many things, including human error and data aggregators. Consumers have strong rights under

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outside a car dealership with orange and red suvs parked out front
Consumer Law

CarMax Sold You a Stolen Car – Here’s What You Can Do Next

Buying a vehicle is a major investment of both time and money. Most people spend hours researching which car to buy and where to purchase it, aiming for the best quality available. Because of this, many consumers prefer buying from dealerships or large retailers, trusting these outlets to offer coverage

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man holding keys in the background of a small white model house
Consumer Law

Mortgage Lenders and Paid Off Loans

Loan Not Showing as Paid Off? How to Handle Unfair Mortgage Lenders Key Takeaways Mortgage lenders are subject to stringent state and federal laws. It is the lender’s responsibility to show a mortgage is paid off and issue proof. A mortgage lender has 30 days after the final payment to

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picture of a sign that reads "cash loands on car titles you keep the car no credit check no waiting"
Consumer Law

Title Loans in North Carolina: Know Your Rights

Title Loans in North Carolina: Know Your Rights Key Takeaways Title loans are a fast way to get cash, but they can create a debt spiral. Title loans are not legal in North Carolina and many companies are charging illegal interest rates. Maginnis Howard can help you sue predatory lenders

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Consumer Law

What to Do About Wells Fargo Unauthorized Charges

Wells Fargo Unauthorized Transactions Explained: What You Can Do. Key Takeaways Its customers allege mishandling of fraud claims and unauthorized charges. Wells Fargo has been the subject of numerous lawsuits in recent years. A summary of your consumer rights under the Electronic Fund Transfer Act. In This Article Wells Fargo,

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person handing a check to a bank teller navy federal credit union
Consumer Law

Top Complaints About Navy Federal Credit Union Consumers Need to Know

Navy Federal Credit Union (commonly referred to as NFCU or Navy Federal) is a Virginia-based credit union with over $180 billion in assets. As a historical institution with millions of members, NFCU is trusted by military members and their families for their financial needs. However, customers allege a number of

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Consumer Law

How Insurance Companies Use Your Consumer Reports

When it comes to car and home insurance, insurance companies rely on data found in a consumer report, to set rates or decide whether to offer insurance at all. Like a lender considering a loan application, insurers use credit reports to make decisions. That’s why it’s crucial that all the

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