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A North Carolina judge approved a $475,000 settlement for tenants claiming they paid excess eviction fees, violating debt collection laws. Tenants of Glenwood Raleigh Apartments and Sterling Glenwood Apartments argued the property managers unlawfully assessed eviction fees. The class action, initially filed in Wake County Superior Court on June 30th,
Mortgage companies, mortgage brokers, loan officers, and banks are required to act honestly and ethically in both advising consumers on the terms of a loan and in servicing mortgage loans. In reality, mortgage servicing companies violate federal and state laws by misrepresenting loan terms, assessing unlawful fees, or defrauding consumers
Large corporations cut corners wherever they can and its generally consumers that pay the price. Oftentimes, the unlawful conduct results in small damages to individual consumers. For example, mortgage servicers may charge a small amount of money to consumers to make mortgage payments over the phone. Collecting that kind of
In March 2020, U.S. lawmakers agreed on the passage of a $2 trillion stimulus bill called the CARES Act (Coronavirus Aid, Relief, and Economic Security) to help with the impact of an economic downturn set in motion by the COVID-19 pandemic. At over $2 trillion, this is the largest rescue package in
A bankruptcy discharge eliminates your obligations to pay debts included in your bankruptcy filing. If you listed it and you received a discharge, then you are no longer responsible or liable for that debt. Most people think that that means no more telephone calls, dunning letters, or lawsuits from people trying
COVID-19 has disrupted and overturned the lives of many because of state-wide stay-at-home mandates. Though designed to stop the spread of the virus, the order also caused millions of U.S. workers to lose their jobs, or to have their income cut because of reduced work hours. Many of those affected by the
It is not uncommon for banks, insurance companies, and other financial institutions to violate the law. These laws may concern lending, sales, or other business practices. Consumer fraud protection laws were established to protect consumers and businesses from fraud, unfair and deceptive practices that create an unfair advantage. Under state
This article originated in March of 2020, and some of the information below may no longer apply. On March 25th, the Trump administration announced that it would be ending student loan wage garnishments for up to 60 days. However, this process is not as simple as it seems on the
Maginnis Howard continues to monitor corporations offering COVID relief. For that reason, we updated this article on May 27th, 2022. Auto insurers briefly offered relief packages for customers. These efforts began in 2020, but it appears they are no longer active. Since the beginning of the pandemic, Allstate reports it
Due to the COVID-19 pandemic, North Carolina Attorney General Josh Stein has reminded the public that it is illegal to charge excessive prices during a state of emergency. Price gouging laws ensure necessities remain affordable and accessible for all during an emergency. Many North Carolina residents will recognize these laws