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The Telephone Consumer Protection Act (“TCPA”) prohibits companies from making calls using any automatic telephone dialing system to any telephone number assigned to a cellular telephone service unless the recipient has provided prior express consent. The term “call” also includes text messages. A critical issue in many TCPA cases revolve around
When a car dealership pulls your credit report, it can result in a decrease in your credit score. While that decrease can be more than made up for if you finance a car and make timely payments, it is in your best interest to limit credit inquiries. Especially when you are
When the North Carolina civil judgment system works as intended, if you were ordered to pay money, you comply with the court’s order, and satisfy the civil judgment by paying it off. Other times, the civil judgment is successfully appealed, vacated, or set-aside. Paying off a judgment or having it
After a foreclosure sale of a home, sometimes banks choose to continue to pursue the home owner. And North Carolina law provides that the banks have a right to do so. When a loan is secured by real property, such as a home, the property can be foreclosed upon if the
Our firm has found Navient and Sallie Mae to be particularly aggressive in their attempts to collect student loan debt. The Telephone Consumer Protection Act prohibits robocalls/robotexts and other automated dialings without prior express consent. Allegations abound by consumers who say student loan servicers continue making robocalls and autodialings without
North Carolina residents are consistently frustrated by harassing phone calls from Time Warner Cable. The ‘too-big-to-fail’ company has been the bane of its cable, television, and telephone customers since 1992. However, a few North Carolina residents have had some recent payback when they have told Time Warner Cable or other
Soldiers returning from battle overseas and high-profile sports athletes are two groups who immediately come to mind when the public thinks of concussions and post-concussion syndrome. A third group that is often overlooked is victims of automobile crashes. Motorists involved in collisions usually experience direct, traumatic contact between their head
Our Wage and Hour attorneys read the recent News & Observer series of articles by Mandy Locke with great interest. The investigation only confirmed what our lawyers have seen in our own cases: that the North Carolina Department of Labor and Cherie Berry are rarely successful in recovering wages, bonuses,
Big changes may be on the way for North Carolina businesses and employees. On June 30, 2015, The Federal Department of Labor announced their plans to modify the rules governing employees’ eligibility for overtime pay; changes that could offer overtime protections to “nearly 5 million white collar workers within the
As any North Carolinian knows, swimming pools are almost necessary during our hot, humid summers. Unfortunately, if they are not properly designed, maintained, and guarded, they can be dangerous places for children, creating the conditions for a swimming pool accident. The CDC reports that drowning is the leading cause of