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Consumer Law

Telephone Consumer Protection Act Regulations 

With the increase in unsolicited and unregulated phone calls and text messages being made, action was required. This led to the Telephone Consumer Protection Act (TCPA) becoming a law. Regulations have been put in place to control the type of calls that they are allowed to make and to whom.

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cybersecurity
Consumer Law

Evolve Bank Data Breach Affecting Millions

In May 2024, Evolve Bank & Trust published a notice, identifying a significant data breach arranged by the LockBit ransomware group. This breach affects over 7.6 million people, including Evolve employees, their personal banking customers, and customers of its financial technology partners. The information accessed includes names, Social Security numbers, bank

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Background Checks

First Advantage Corporation: Managing Background Check Errors

First Advantage Corporation allegedly violates multiple regulations regarding background checks. This includes failure in report delivery and inaccuracies in reporting outdated information. If an inaccurate background check by First Advantage has cost you an opportunity, contact Maginnis Howard to pursue justice. We offer free consultations for all consumer cases and want

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Consumer Law

TD Auto Finance: Everything You Need to Know

From flagging customers on late payments that have been paid or failing to inform customers about incomplete payments, TD Auto Finance has found itself in numerous lawsuits with claims of improper credit reporting. This is causing customers’ credit ratings to drop a significant amount, putting job and housing situations at

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Consumer Law

Are You Paying Illegal Interest Rates to Prosper?

If you are paying more than 16% interest on a Prosper personal loan, contact our consumer protection attorneys today. The rise of financial technology (fintech) has brought a flood of new companies operating differently from standard banks. Companies like Prosper Marketplace are gaining popularity as an alternative personal loan option

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Consumer Law

How Much Can LoanMart Charge in Interest?

Taking out a loan of any kind comes with risks, fees, and interest. However, not all loans are equal, and not all lenders are trustworthy. State laws aim to protect us from predatory lenders who utilize short-term loans at high interest rates to profit off a consumer’s emergent need for

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Consumer Law

Maginnis Howard Investigates SiriusXM for Cancellation Process

This is a blog post for informational and advertising purposes. Maginnis Howard is a civil litigation law firm investigating potential violations of consumer rights and is not affiliated with the following company. SiriusXM is an audio entertainment business that provides content to consumers on a subscription fee basis. The service

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Consumer Law

What to Know About Lendmark Financial Services

Lendmark Financial Services is a consumer finance company based in Lawrenceville, Georgia. The company was organized in 1996 as a First Liberty Bank of Macon, GA subsidiary. In the summer of 2000, First Liberty Bank and its subsidiaries (including Lendmark) were acquired by Branch Banking and Trust Company (BB&T) of Winston-Salem,

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Consumer Law

Schnucks, Weis Added to WanaBana Lead Poisoning Recall

Maginnis Howard filed suit last month against Ecuadorian food producer WanaBana after 4 North Carolina children got lead poisoning after consuming the company’s Apple Cinnamon Fruit Puree. Now, recalls of two other brands, Schnucks and Weis, have parents and other consumers concerned about further contamination. If you have purchased products

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Consumer Law

WanaBana Toxic Lead Exposure Lawsuit: What You Need to Know

Maginnis Howard has filed suit against WanaBana USA, a popular producer of fruit purees after the FDA confirmed the presence of lead in at least one of their products. According to the North Carolina Department of Health and Human Services (NCDHHS), four children were found to have elevated levels of

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