Caliber Home Loans is a large non-bank mortgage servicer based in Texas with a nationwide portfolio. They have North Carolina branch offices in Charlotte, Durham, Greensboro, High Point, Kernersville, Raleigh, and Wilmington. Like a lot of non-bank mortgage servicers we deal with, Caliber seems to acquire “at-risk” loan portfolios, meaning

When most people think about Home Depot, orange aprons, screws, and lumber come to mind – not unlawful debt collection attempts. However, like most large retailers, Home Depot now offers a range of cards, most of which are offered through Citibank. As a recent lawsuit alleges, Home Depot may aggressively

Is Ocwen attempting to collect money from you do not owe? Do they refuse to accurately the status of your account on your credit report? If you are having issues with Ocwen, our firm may be able to help you fight back. Contact us for a free case evaluation with

In North Carolina, any misrepresentations that induce you to enter into an insurance policy are unfair and deceptive under the law. These statements do not have to be intentional. The misstatements often result from the insurance company providing a “script” for its agents that is vague and ambiguous about the

There is ample reading material on the web regarding whether index universal life insurance policies (IULs) are intelligent investment strategies.  While there are reasons to be wary of IUL policies, there are signs that insurance agents, intentionally or otherwise, misrepresent these policies’ material terms, strengths, and weaknesses. This is particularly

If you were successful in getting a civil default judgment set aside, it is essential to make sure that the credit reporting agencies (primarily Experian, Equifax, and TransUnion) identify the vacated judgment on your credit report. A judgment on your credit can significantly impact your ability to get a mortgage, loan,