Insurance Disputes & Bad Faith Claims
Charlotte Insurance Dispute Attorneys
If you are involved in a dispute with an insurance company, you may wish to file a “bad faith” insurance claim. Essentially, this is a claim asserting that your insurance provider is not acting in good faith in accordance with your policy. These tend to be incredibly complex and difficult cases; it’s in your best interest to reach out to an experienced bad faith insurance claims attorney in Charlotte, like those at Charles G. Monnett III & Associates, for assistance with your case.
When you pay into your auto or homeowners insurance policy, you trust that your insurance provider will honor the agreements of your insurance policy when the time comes for you to use it. However, insurance companies are, first and foremost, businesses. Their primary interest is making money and, in some cases, they may work to protect their bottom line by avoiding paying out rightful claims.
When Can You File a Bad Faith Insurance Claim in North Carolina?
Every state handles bad faith insurance claims differently. In North Carolina, there are very few laws that explicitly cover insurance company responsibilities when it comes to investigating and paying out claims. However, many cases in the past have maintained that the existence of an insurance contract inherently implies a “covenant of good faith and dealing,” meaning insurance companies have a responsibility to investigate claims in a timely manner and pay out accepted claims without unnecessary delays.
Remember: Just because you file a claim with your insurance company, this does not mean your insurance company must accept your claim; denying a claim is not necessarily grounds for a bad faith insurance case.
You may be able to pursue a bad faith insurance claim if your insurance company:
- Does not investigate your claim promptly
- Refuses to answer your phone calls, letters, emails, or other correspondence
- Fails to fully investigate your claim
- Will not answer your questions regarding your policy
- Provided misleading information about your policy
- Requests unnecessary/superfluous documentation
- Harasses or threatens you at any point during the process
- Loses or misplaces your paperwork
- Delays your claim unnecessarily or unreasonably
- Offers an unreasonably low settlement
- Denies your claim and does not provide an explanation
- Accepts your claim but delays payment unreasonably
If you believe you are the victim of any of the above or any other type of bad faith insurance practice, turn to the team at Charles G. Monnett III & Associates. We can help you take action against your insurance company if they are acting in bad faith, unreasonably delaying your claim, or if they have unjustly denied your valid claim.
Serving Charlotte-Area Residents Since 1983
Insurance disputes can be immensely stressful during an already difficult time. Allow our Charlotte bad faith insurance claims attorneys to handle your case for you so that you can focus on healing from your injuries and recovering from your damages. We are prepared to put decades of experience and a proven track record of success on your side.
At Charles G. Monnett III & Associates, we treat our clients as more than just case numbers—here, you are treated as a real person with real concerns and challenges. Our attorneys offer compassionate, personalized counsel and dedicated advocacy throughout every stage of the legal process.
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Charles was always available and informative on this process.- Susan Z.
Without their help, I would probably have lost everything that I owned.- Rick M.
Lauren Newton exceeded all of my expectations and she genuinely cares about her clients.- Jade B.
The experience I had was exactly what I wanted.- Jacob G.
I was very satisfied.- Raven B.
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