In this time of uncertainty, Charles G. Monnett III & Associates is here for you and your family. Click here to learn more about COVID-19 resources for business owners.

Catastrophic Injuries

Charlotte Catastrophic Injury Attorney

What Are Catastrophic Injuries?

Catastrophic injuries are ones that are so severe that the victim may never return to his or her previous life. These injuries lead to extensive, costly medical treatment and ongoing care. Victims may be unable to return to their jobs—or unable to work altogether. Often, both victims and their families will suffer an immense amount of trauma and grief as a result of these injuries.

If you or your loved one was catastrophically injured in a car accident, while at work, after receiving negligent medical care, or in any other preventable accident, reach out to the lawyers at Charles G. Monnett III & Associates. We can help you seek fair and just compensation from the at-fault person or their insurance company.

We understand the devastating nature of these types of injuries; our catastrophic injury lawyers in Charlotte are here to provide you with the compassionate support and dedicated advocacy you need. Contact us today to schedule a free consultation.

Types of Catastrophic Injuries

Generally speaking, these injuries are those that are life-altering in nature; in other words, the victim is not able to return to his/her “normal,” pre-injury life.

Some examples of catastrophic injuries include:

Note that any injury has the potential to be catastrophic. Broken bones and fractures could be catastrophic if they are particularly severe in nature, as can lacerations and wounds, internal organ/soft tissue damage, and other types of injuries.

What Causes Catastrophic Injuries?

Catastrophic injuries become more likely as the circumstances of an accident become more violent. For example, a higher-speed auto accident is much more likely to result in a catastrophic or life-changing injury than a low-speed collision. However, this is not a certainty. Insurance companies sometimes try to argue that a claimant’s injuries cannot be catastrophic because they were not in a “violent” accident, but medical records show otherwise.

Common causes of catastrophic injuries include:

A catastrophic injury can also occur when there is no accident per se. Medical malpractice caused by a negligent doctor can change the life of a patient forever and for the worse. Dangerous products can also result in severe injuries in an instant.

How to Build a Strong Case

Insurance companies hate paying catastrophic injuries claims because they can be some of the costliest claims filed. It would be surprising if the insurer did not do everything that they could to deny your claim or shrink its value, which is why it is so important to be ready to build a strong case from the start.

When you work with the Charlotte catastrophic injury attorneys of Charles G. Monnett III & Associates, you can rest a little easier in knowing that a professional team is on your side. We will be focused on holding the liable party accountable by putting pressure on their insurers to give you a fair settlement. If it looks like they want to unjustly fight your claim, then we can return with strong, convincing evidence.

Evidence that often helps make the most of a catastrophic injury case include:

  • Eyewitness testimonies
  • Police reports
  • Medical records
  • Photographs
  • Dash or security cam footage
  • Property or vehicle repair bills

Five Dos & Don’ts of Catastrophic Injury Claims

Every step you take in a catastrophic injury case is important, as are the steps you do not take. We can help you understand the right things to do and the things you should probably try to avoid.

The “dos” of a catastrophic injury case are:

  • Follow your doctor’s orders and treatment plan as closely as you can.
  • Write down a detailed explanation of your accident sooner than later.
  • Catalog how much work you have missed because of your injury.
  • Create a daily journal to note your pain levels, recovery complications, and more.
  • Seek legal help within 72 hours of your accident or sooner.

The “don’ts” of a catastrophic injury case are:

  • Don’t admit liability or even say that you are “sorry.”
  • Don’t sign anything from an insurance company without letting your attorney review it.
  • Don’t give a recorded statement to an insurance adjuster.
  • Don’t overshare details to anyone, including not on your social media apps.
  • Don’t push for a settlement until you reach your maximum medical improvement (MMI).

Catastrophic Injury Settlements

What makes these types of personal injury cases unique is the extent of damages most victims suffer. Catastrophic injuries require ongoing treatment and even life-long care. Victims may be wheelchair-bound or bed-ridden. They may need to make alterations to their home in order to get around, or they may need fulltime in-home assistance. In some cases, victims will not be able to return to work as a result of their injuries; some may never work again.

For both victims and their families, the cost of a catastrophic injury can easily reach millions of dollars over the course of the victim’s lifetime. In addition to the financial strain, there are the physical and emotional consequences to deal with as well.

At Charles G. Monnett III & Associates, we evaluate the full lifetime costs of your or your loved one’s injuries. We look at your current costs and your future expected costs—such as ongoing rehabilitation therapy, medical and psychological treatment, and future lost earnings—as well. From there, our Charlotte catastrophic injury lawyers are able to build a case on your behalf that seeks to recover the maximum compensation you are owed.

Contact us online or call (704) 859-2003 today to request a free, no-obligation consultation with experienced Charlotte catastrophic injury attorneys who will fight for the justice you deserve.

Catastrophic Injury FAQ

How long will my catastrophic injury case take?

There is no set timeframe for a catastrophic injury case, or any personal injury case, for that matter. Knowing how long it will take is not possible, at least not at the start of a case. However, a rough estimate of the average catastrophic injury case timeline would be around 12 months if a settlement can be reached. It could take two or more years if the case is headed to litigation.

Is filing a claim the same as filing a lawsuit?

Catastrophic injury cases usually start with a claim that is filed against the at-fault party’s relevant insurance policies. If the claim is denied or if the insurance policy does not have enough coverage to provide for all of your damages, then a lawsuit filed in court can be used.

Is a catastrophic injury case worth a lot?

Depending on the extent of the harm you have suffered from your catastrophic injury, your case could have a steep value. It is not unusual for a brain injury case, for example, to be valued at hundreds of thousands of dollars, sometimes even millions of dollars. Every case is unique, though, so you should work with experienced attorneys who can accurately calculate your damages.

What happens if the injured person dies while the claim is being handled?

Catastrophic injuries can cause terminal complications, which can often worsen rapidly and without much warning. Sometimes claimants pass away from their catastrophic injuries before their case concludes. If this happens, then the case will probably be “stayed” by the court until an estate representative is assigned, assuming one does not already exist. The case can then be resumed by the estate representative, and any damages secured will go to the deceased’s estate.

Suggested Further Reading:


What Our Clients Say About Us
  • Charles was always available and informative on this process.

    “His assistant, Tracey Seifert, was especially helpful in answering questions, guiding me through the process and having a positive outlook.”

    - Susan Z.
  • Without their help, I would probably have lost everything that I owned.

    “My heartfelt thanks go out to Lauren Newton and Stephanie Allen for their hard work on my behalf.”

    - Rick M.
  • Lauren Newton exceeded all of my expectations and she genuinely cares about her clients.

    “Choosing Charles G. Monnett III and allowing Lauren Newton to take care of me was hands down the best decision I have ever made.”

    - Jade B.
  • The experience I had was exactly what I wanted.

    “I would recommend my own mother to this firm.”

    - Jacob G.
  • I was very satisfied.

    “If anyone asked me to recommend someone to them it would definitely be Charles Monnett & Associates.”

    - Raven B.

Proven Record of Success

  • $10 Million Car Accident Verdict

    Verdict for a child who sustained a severe traumatic brain injury in an automobile accident.

  • $1.5 Million Hypoxic Brain Injury

    Recovery for a woman who sustained a hypoxic brain injury as a result of developing sepsis from a surgical error during laparoscopic gynecologic procedure.

  • $1.3 Million Motor Vehicle Collision

    Arbitration award for a man with mild traumatic brain injury as a result of a motor vehicle collision.

  • $1.3 Million Traumatic Brain Injury Verdict

    Verdict for a woman with mild traumatic brain injury as a result of a motor vehicle collision.

  • $1 Million Garbage Truck Collision

    Settlement for a man with a mild traumatic brain injury after a collision with a garbage truck.


Request a Free Consultation Today

At Charles G. Monnett III & Associates, we understand the challenges you face after a catastrophic injury. Our legal team has been helping severely injured victims and their families for more than 37 years, and we have recovered millions of dollars for our clients. We are true trial lawyers, unafraid of the courtroom when trial is necessary to secure justice for our clients.

Most of all, at Charles G. Monnett III & Associates, we genuinely care about our clients. We are deeply sorry for what you and your family are going through, and we are prepared to help you throughout every stage of the legal process. Our attorneys can handle the various aspects of your claim so that you can focus on healing.

Reach out to our catastrophic injury attorneys in Charlotte for a complimentary case evaluation; call (704) 859-2003 or submit an online contact form today to get started.

What Sets Us Apart

  • Compassionate Legal Professionals
  • Personalized Attention
  • You Won't See Us On TV
  • Committed to the Community
  • Experienced Trial Lawyers
  • Free Consultation for Injury Victims

We Care for You 

Contact Us to Schedule Your Free Consultation
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.