Has a Credit Bureau marked your payment as more than thirty days late incorrectly? Even a single thirty day late payment can crumble your credit score. If a credit bureau or creditor has marked your payment as 30 days late inaccurately, our credit reporting attorneys can assist you in fixing the inaccurate information and recovering compensation for any damage that the incorrect information has caused.
Complaining to the creditor – such as your credit card company, cable company, etc. – does not get justice. The only way that you can maintain your rights to pursue a claim for damages under the Fair Credit Reporting Act (FCRA) is to file a formal dispute with the credit bureau (Experian, Equifax, TransUnion) who is reporting the information inaccurately. Our consumer protection attorneys can assist you with the dispute process at no charge to you. If the dispute is effective, great. If the creditor won’t fix their mistake even after a formal dispute, our law firm (unlike credit repair companies or some pretend law firms) can file a lawsuit on your behalf, proceeding even to trial if necessary.
While some lawyers claim to file lawsuits under the FCRA, many file and take the first offer the defendant offers. Maginnis Howard will work as long as it takes to get you a fair result. Visit our results page to see results from FCRA matters in our firm as well as other consumer protection cases.
Our law firm takes credit reporting cases on a contingency basis. This means that there is no charge for our services, you only pay if we recover money on your behalf. Marking a payment as thirty days late inaccurately should never go unchallenged.
If your credit score has suffered due to an inaccurate late payment on your report, contact us to schedule a free consultation. We will do our best to advise you on the next steps and help you with your credit reporting issues.
