How to Check Your Credit Report
April 6, 2026
How to Check Your Credit Report for Errors Key Takeaways Checking your credit report regularly is the best way to monitor your financial health. Visit
info@carolinalaw.com
info@carolinalaw.com
Midland Credit Management, Inc. recently settled a class action lawsuit that alleged the company violated the Telephone Consumer Protection Act (“TCPA”) by attempting to collect debt through the use of an automatic telephone dialing system (“ATDS”) without prior express consent. If you have received a letter alerting you to the existence of the Midland Credit Management settlement or any other TCPA class action settlement, contact the North Carolina TCPA lawyers at Maginnis Howard for a free case evaluation or visit our firm’s TCPA page and our case results page for more information.
The plaintiffs alleged that Midland Credit Management violated the TCPA by attempting to collect debt without their permission. According to the plaintiffs, Midland Credit Management never received the necessary consent required to contact consumers.
The debt collector has agreed to settle the matter on behalf of all individuals who were called on a cellular telephone in an attempt to collect debt using an artificial or prerecorded voice message without prior consent. Midland Credit Management has a fund of $13 million to be shared among all Class Members who submit a valid claim. Although this sounds like a large number, most class action members receive a much smaller amount than they could receive as an individual plaintiff.
Importantly, just because you are a class member does not mean you must accept the class settlement that offered. Depending on the number of telephone calls that Midland Credit Management made to your phone, it may be beneficial to “opt-out” of the class settlement. Once you’ve opt-out you can pursue your rights individually. This is especially favorable to those who received a large influx of calls. The TCPA allows individuals to pursue damages when a collector calls without consent. Recipients of unwanted calls are eligible for a minimum of $500.00 and a maximum of $1,500.00 per call.
Have you been harassed by Midland or another debt collector? Contact The TCPA attorneys of Maginnis Howard for a free consultation. You can reach us by phone at (919) 526-0450 or through our confidential contact page.
How to Check Your Credit Report for Errors Key Takeaways Checking your credit report regularly is the best way to monitor your financial health. Visit
GLP-1 medications like Ozempic and Wegovy have transformed from niche treatments to popular options for weight loss and diabetes management. However, improper dosing can lead to severe health risks, including life-altering injuries. Understanding the potential dangers of GLP-1s is crucial, especially when overdoses can occur due to physician errors or pharmaceutical negligence. If you or a loved one has suffered from an overdose or incorrect dosage, it’s essential to seek legal guidance. Our experienced medical malpractice lawyers are here to help you navigate your rights and pursue the compensation you deserve. Read on to learn more about GLP-1s and your options.