Charlotte Workers’ Compensation Attorneys

Helping You Obtain the Benefits You Deserve

Regardless of what you do for a living, you should feel safe and comfortable going to work each day. Everyone deserves a safe work environment.

Unfortunately, accidents can and do happen in the work place. What happens when an accident occurs and you are hurt at work? Who will pay the medical bills? How will you support yourself and your family? Where can you turn for assistance?

At Charles G. Monnett III & Associates, we understand the difficulties and uncertainties injured workers face after an accident. While we hope you are never involved in a situation where you need legal assistance because of an on the job injury, it’s important to know your rights, responsibilities and options.

If you or someone you know has been injured at work or died as a result of an on the job injury, we are available to help. This can be a difficult and stressful time, but you don't have to go through it alone. At Charles G. Monnett III & Associates, we are here to assure you that there is a better tomorrow—and our Charlotte workers’ compensation lawyers can help you get there.

Contact us today for a no-cost, no-obligation consultation; call our Charlotte workers' comp lawyers at (704) 859-2003.

What Is Workers' Compensation?

Workers' compensation, often referred to as “workers’ comp” or “work comp,” refers to a type of insurance that certain employers must purchase by law. Workers’ compensation insurance coverage provides benefits for most employment-related injuries and illnesses and is meant to provide employees with medical benefits and income replacement.

Workers' Compensation in North Carolina

In North Carolina, the Workers' Compensation system, is governed by the North Carolina Workers’ Compensation Act (North Carolina General Statute §97). The North Carolina Workers’ Compensation Act is enforced and administered by the North Carolina Industrial Commission. In North Carolina, workers’ compensation is a no-fault system. While this process does not involve a lawsuit. Under the North Carolina Workers’ Compensation Act, most employers are required by law to carry workers’ compensation insurance to cover injuries and death that occur on the job.

Generally, if an injury occurs in the course and scope of employment, regardless of whether the employee or employer was negligent or otherwise at fault, the injured worker receives benefits that may include wage replacement, medical treatment, payment for permanent impairment or other assistance such as travel reimbursement and/or attendant care services.

What Are Workers’ Compensation Benefits?

Workers' compensation benefits can help alleviate the financial stress associated with missed wages and expensive medical bills.

North Carolina law provides that injured workers are to be paid two-thirds of their average weekly wage while out of work due to an on-the-job injury. The workers’ compensation insurance company is also responsible for paying for all costs of medical treatment and any permanent impairment rating that is recommended by your authorized treating physician.

Workers' compensation can cover the following:

• Total cost of related medical care, including the cost of initial treatment and follow-up care
• Temporary disability benefits, if the injury prevents you from doing your job
• Permanent disability benefits, if you are unable to fully recover from the injury or unable to return to work
• Retraining costs, if you are unable to return to your prior employment
• Benefits to survivors, including payments to a spouse, children, or dependents if the injury results in death

Workers compensation insurance companies often try to limit what they pay to an injured employee. We can help expedite your claim and ensure you receive the maximum benefits you are entitled to by law.